Closing costs for sellers
Knowing your costs ahead of time helps you price and negotiate with confidence. Your title company will provide a final settlement statement at closing.
Typical seller costs
- Title company fees and recording charges
- Taxes, HOA dues, and utilities prorated to closing date
- Brokerage commission according to your listing agreement
- Concessions or credits agreed in the contract
- Mortgage payoff and any prepayment penalties
Tip
Ask your agent or title company for a net sheet using your likely price. Update it when offers arrive so you can compare apples to apples.
Ways to reduce surprises
- Order HOA estoppel letters early if required.
- Confirm payoff statements and lien releases.
- Clarify which personal items convey to avoid last-minute credits.