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Costs to expect when selling

Clear numbers reduce stress. Use this list to estimate your net so you can plan your next move with confidence.

Common seller costs

  • Title services and owner policy where customary.
  • Government transfer and recording fees where applicable.
  • Property taxes and HOA prorations at closing.
  • Agent commissions as agreed in the listing.
  • Prep costs like paint, landscaping, or minor repairs.

Ways to protect your net

  • Price correctly to avoid long days on market and avoidable concessions.
  • Use clean disclosures and recent service records to build trust.
  • Consider a pre listing inspection for older homes to reduce surprise credits.

Simple net estimate

  1. Expected sale price minus your mortgage payoff.
  2. Subtract typical closing costs and any agreed credits.
  3. Subtract prep costs and moving expenses.

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