Disclosures and documents sellers should prepare
Clear records build trust and speed closing. Gather what buyers and lenders will ask for so you can answer quickly and keep leverage.
What to gather
- Seller disclosure form for your state plus any local addenda.
- Permits and receipts for major work and system replacements.
- HOA documents, fees, and rules if applicable.
- Utility averages and service providers.
- Survey, flood info, and insurance claim history if available.
How to present it
- One digital folder with clear names and a short index page.
- Highlight recent updates and transferable warranties.
- Keep sensitive info private until under contract when needed.
Why it pays
- Fewer surprises mean fewer price and repair disputes.
- Faster lender and title work keep your timeline clean.
- Serious buyers feel confident and move quickly.